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Avery vs Empower

The Empower alternative built for budgeting, not sales calls

Empower’s free dashboard is strong for investments — but budgeting is an afterthought, and signing up invites advisor sales calls. Avery focuses on budgeting: AI bank sync into a Google Sheet you own, no calls, no US-only limits.

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Avery running inside Google Sheets with a live financial dashboard

Connects to major US, UK & European banks

  • HSBCHSBC
  • BarclaysBarclays
  • LloydsLloyds
  • NatWestNatWest
  • SantanderSantander
  • RevolutRevolut
  • AIBAIB
  • NationwideNationwide
Comparison

Everything Empower does, and a lot more.

The same spreadsheet workflow — with smarter automation and wider bank coverage. See how Avery compares, feature by feature.

Avery
Empower
Built for budgeting & spending
Investment-focused
No sales calls from advisors
Your data lives in a Google Sheet you own
AI transaction categorization
Rule-based
Customizable spreadsheet formulas & dashboards
UK & European bank connections
US only
Start for free

Free to try — your data stays in your own Google Sheet.

Features

3 reasons Avery is better thanEmpower

AI Categorization

Smart Sorting. While You Sleep.

Avery's AI automatically organizes and categorizes your transaction data based on your rules, keeping your budget updated without you lifting a finger.

  • Automated transaction tagging
  • Hands-free spending insights
Avery AI categorization view in Google Sheets

Auto Update

Zero Manual Work.

Import every transaction across all your accounts with just two clicks, giving you an instant, accurate view of your finances going back two years.

  • Two-year historical retrieval
  • Multi-account transaction mapping
Avery dashboard view with financial charts

Custom Rules

Set Your Rules. We'll Do The Rest.

Avery automatically categorizes your data and syncs your accounts daily while you sleep, so you stay updated without lifting a finger.

  • Custom categorization rules
  • Daily automated syncing
Avery custom rules and transactions screen
User Stories

What Our Users Say

Customer Note
GenYSolutions
As a software engineer, I value the flexibility to create my own charts and tables. The peace of mind knowing I own my data is critical.

GenYSolutions

FAQ

Frequently Asked Questions

Is Empower Personal Dashboard really free?
Yes — the dashboard and tools are free. Empower makes money by having advisors call free users to sell its paid wealth-management service (around 0.89% of assets under management for $100K+ portfolios).
Can I use Empower outside the US?
No. Empower officially supports US-based financial institutions only. Avery supports open banking across the US, UK, Ireland, Germany, France, and Spain.
Does Empower export my data to Google Sheets?
No. Empower is a closed app — your data stays in their cloud with no Google Sheets sync. Avery writes every transaction into a Google Sheet you own and control.
Is Empower good for budgeting?
It’s strong for investment and net-worth tracking but weak for budgeting — it shows spending by category but lacks flexible per-category budgets, and categorization is rule-based rather than AI. Avery is built specifically for budgeting.