Budget Spreadsheet Template For Google Sheets

The Budget Spreadsheet is Avery's flexible, do-it-yourself budget for Google Sheets. It sits between a blank spreadsheet (too much work) and a locked-down app (too little control): the formulas, categories, and dashboard are already built, but every cell is yours to change.

Who it's for

• Spreadsheet-first budgeters who want control over categories and formulas instead of an app's fixed structure.
• People leaving a budgeting app (Mint, YNAB, Copilot) who want to own their data in a sheet they control.
• Couples who want one shared budget both partners can edit in real time.
• Anyone starting out who wants a structured budget that works on day one, not a blank grid.

What's inside

A pre-built Google Sheet with everything wired up:

• Dashboard — this month's income, spending, savings, and budget-vs-actual charts.
• Categories — a starter set you can rename, add to, or trim.
• Transactions — where your spending lives (typed manually or synced by Avery).
• Automatic math — totals, category sums, and "money left" calculate themselves.

The honest part

A budget spreadsheet only works if the numbers are actually in it. Most spreadsheets go stale because nobody wants to type in transactions every week. This template assumes Avery handles that part — syncing and categorizing your bank transactions automatically — so the spreadsheet stays current and your budget is never guesswork.

Want the full walkthrough with examples? Read the complete budget spreadsheet guide, or jump to the most-asked budget spreadsheet questions. Prefer a month-by-month layout? Try the Monthly Budget template.