Budgeting
The Avery Monthly Budget Template
The budget that updates itself.
- Who it’s for
- Individuals and couples who want a live monthly snapshot of their finances without spreadsheet upkeep.
- Problem it solves
- Most spreadsheet budgets go stale because nobody wants to paste transactions every week. This template assumes Avery handles the data — you just read it.
We’ll email you a copy and open the template in a new tab. No spam.
Key benefits
- Monthly income, expense, and savings totals
- Budget vs. actual by category
- Rolling 3-month comparison charts
- Works with any number of bank accounts
The Monthly Budget is the flagship Avery template. It's the template we recommend to every new user who doesn't already have a spreadsheet.
What you get
A pre-built Google Sheet with four tabs:
- Dashboard — this month's income, expenses, savings, and charts.
- Transactions — every transaction from every connected account.
- Categories — the full list you can customize.
- Rules — where Avery stores your custom categorization rules.
Why this one
It's opinionated. Most budget templates drown you in fields: sinking funds, variable income routing, net-worth tracking. This template is the minimum viable version — if you do nothing else, you see where your money went this month and whether you're on track.
Once that habit sticks, explore the full template library for more specialized tools.
FAQ
Frequently Asked Questions
Do I need an Avery subscription to use this template?
The template is free to copy. To get bank sync and AI categorization, you need an Avery subscription — but you can try free for 30 days.
Can I modify the template?
Yes. Once you copy it into your Drive, it's your spreadsheet. Change anything — categories, formulas, charts. Avery will keep writing transactions to the Transactions tab.