Net Worth Tracker For Google Sheets
List what you own, subtract what you owe, and watch the one number that actually measures progress climb month over month.
- Who it’s for
- Anyone who wants a simple, do-it-yourself net worth tracker in Google Sheets to see whether they're getting ahead over time.
- Problem it solves
- Most people track spending but never the bigger picture — whether their total wealth is actually growing. Checking five account balances by hand is tedious, so the tracker goes stale. This one keeps a running history so the trend is always in front of you.
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Key benefits
- Automatic net worth calculation (assets minus liabilities)
- Month-over-month history with a trend chart
- Pre-built asset and liability groups you can rename or extend
- A clean dashboard showing net worth, savings, and debt at a glance
- Works on desktop and the Google Sheets mobile app
- Optional Avery bank sync so balances update without manual entry
The Net Worth Tracker is Avery's simple, do-it-yourself way to measure financial progress in Google Sheets. Budgets tell you where this month's money went; a net worth tracker answers the bigger question — are you actually getting ahead? You list what you own, subtract what you owe, and record the result each month so the trend speaks for itself.
Who it's for
- Anyone who budgets but never zooms out to check whether their total wealth is growing.
- People paying down debt who want to watch liabilities shrink and net worth climb.
- Investors and savers who want one honest figure that captures every account in one place.
- Anyone tired of opening five banking apps just to add up where they stand.
What's inside
A pre-built Google Sheet with everything wired up:
- Dashboard — your current net worth, total assets, total liabilities, and the trend at a glance.
- Assets — grouped accounts (cash, investments, property) you can rename or extend.
- Liabilities — every balance you owe, listed at current payoff value.
- History and trend chart — monthly snapshots plotted as a single rising or falling line.
- Automatic math — totals and net worth calculate themselves the moment a balance changes.
The honest part
A net worth tracker only works if the balances are current. Most go stale because nobody wants to log into every account each month and copy the numbers across. This template assumes Avery auto-syncs your account balances so net worth updates on its own — meaning each monthly snapshot is captured for you and the trend line is always honest.
Want the full walkthrough with the assets-minus-liabilities math and examples? Read the complete net worth tracker guide, or jump to the most-asked net worth tracker questions. Want to control the spending side too? Pair it with the Monthly Budget template.
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Annual Budget
A free Google Sheets annual budget template that lays all 12 months side by side — plan a full year at a glance, spot seasonal and irregular costs, and track annual savings goals. Use it manually or let Avery sync your bank transactions in.
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Frequently Asked Questions
Is this net worth tracker really free?
Do I need Avery to use it?
How is net worth actually calculated?
Can I customize the assets and liabilities?
Helpful next steps
Related guides
Questions & answers
16 answers on setup, deductions, categories, and taxes — written for answer engines and people in a hurry.
Browse all 16 Q&As →