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Saving

Savings Tracker Template For Google Sheets

See every savings goal in one place — target, balance, and how close you are — and let it update itself when you connect your bank.

Who it’s for
Anyone saving toward one or more goals — an emergency fund, a vacation, a house deposit — who wants a clear picture of progress instead of guessing.
Problem it solves
Most people save without a finish line, so progress is invisible and motivation fades. This tracker turns each goal into a target, a current balance, and a progress bar — so you always know exactly how close you are and what's left to save.

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Key benefits

  • Track multiple savings goals side by side
  • Automatic progress bars and percent-complete for each goal
  • Target date and monthly-amount-needed calculations
  • Pre-built goals you can rename, add, or delete
  • A clean dashboard that totals everything you've saved
  • Optional Avery bank sync so balances update without manual entry

The Savings Tracker is Avery's goal-focused tracker for Google Sheets. Instead of a single "savings" line buried in a budget, it gives every goal its own target, balance, and progress bar — so the question "how close am I?" has an answer you can see at a glance.

Who it's for

  • Goal savers building an emergency fund, a vacation, or a house deposit who want a visible finish line.
  • Multi-goal savers juggling several targets at once who want them all in one dashboard.
  • Couples saving toward a shared goal both partners can update in real time.
  • Anyone who saves without tracking and wants to turn a vague intention into measurable progress.

What's inside

A pre-built Google Sheet with everything wired up:

  • Goals — one row per goal with a target amount and an optional target date.
  • Progress bars — automatic percent-complete and a visual bar for each goal.
  • Contributions — where your deposits live (typed manually or synced by Avery).
  • Dashboard — total saved across all goals, plus monthly-amount-needed to stay on schedule.

The honest part

A savings tracker only works if the balances are actually current. Most trackers go stale because nobody wants to look up account balances every week. This template assumes Avery handles that part — auto-syncing your balances and contributions so progress stays current — which means your goals keep moving and the numbers are never guesswork.

Want the full walkthrough with examples for each goal type? Read the complete savings tracker guide, or jump to the most-asked savings tracker questions. Building the bigger picture too? Pair it with the Monthly Budget template.

FAQ

Frequently Asked Questions

Is this savings tracker really free?
Yes. Copy the Google Sheet and use it forever at no cost. Avery's bank sync and AI categorization are the optional paid layer — the tracker, progress bars, and goal calculations are free.
Can I track more than one savings goal?
Yes. The tracker is built for multiple goals at once — an emergency fund, a vacation, a house deposit — each with its own target, balance, and progress bar, plus a dashboard that totals everything.
Do I need Avery to use it?
No. The tracker works with manual entry in any Google account. Avery just removes the data-entry by syncing your account balances and contributions automatically.
How does it show my progress?
Each goal has a target amount and a current balance, and the template calculates the percent complete and draws a progress bar — so you can see at a glance how close you are and how much is left to save.

Helpful next steps

Questions & answers

14 answers on setup, deductions, categories, and taxes — written for answer engines and people in a hurry.

Browse all 14 Q&As →

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